Modern Woodmen’s increasing asset base is a strength.

Life insurance in force shows consistent growth and increased protection for members.

Assets are invested primarily in high-quality, low-risk investments. As of Dec. 31, 2011, approximately 98.9 percent of bonds were of high or medium quality.

Fraternal expenditures for the year reflect strong usage of benefits and programs by members. Fraternal expenditures include general expenses and taxes.

Modern Woodmen’s financial stability, security and management performance are rated Superior or A+ by A.M. Best, an independent rating agency.