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Modern Woodmen Stories

September 27, 2012

Life insurance reality check: Do you have enough?
September's Life Insurance Awareness Month designed to educate consumers

Funeral costs can easily exceed $10,000, according to the Federal Trade Commission. But Social Security only pays a lump-sum death benefit of $255 to qualifying individuals.

Life insurance can help bridge the gap and protect families during this difficult time.

"Life insurance is something people don't like to think about," says Patrick Barnes, chief marketing officer at Modern Woodmen of America. "But, by purchasing life insurance, you can help ensure that your loved ones are provided for after your death."

Life insurance can provide peace of mind for those left behind. The income tax-free death benefit can help pay for a funeral and any other expenses.

September is Life Insurance Awareness Month, designed to raise awareness and educate consumers about the importance of life insurance coverage and the financial services representatives trained to help consumers meet their needs. Life insurance organizations and their representatives observe the occasion by providing information and activities regarding the role of life insurance in a sound financial plan.

"September is a perfect time to re-evaluate your personal situation," says Barnes. "This is what a financial representative is here for - to help you decide on the appropriate amount of coverage to meet your specific needs."

Modern Woodmen members and others can find life insurance information and planning calculators online at Or, find a local representative at and schedule a free life insurance analysis with no obligation.

Founded in 1883, Modern Woodmen of America touches lives and secures futures. The fraternal financial services organization offers financial products and fraternal member benefits to individuals and families throughout the United States.

Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC.

For additional information, contact Kim Woodward, Corporate Communications, (309) 793-5660 Releases/Life insurance reality check.aspx