Skip navigation links
Financial Information
General Information
Modern Woodmen Stories
Double the dough
Life insurance for kids -- unwrapped!
Melody for Medley
Career spotlight: Robert Houchins
Good financial habits made better
Very satisfied
Focus on estate planning
Time to dive in?
Seeing clearly
What's down the road
Coping with the unexpected
No excuses
Aid in times of need
This or that?
What's in it for me?
Focus on business planning
Career spotlight: Shey Stegall
Career spotlight: Michelle Cooper
Focus on employee benefits
Perfect vision
Clear view
Term vs. permanent
Academic family success
The big picture
Helping you helps us all
Think twice
Focus on protection
Career spotlight: Tom Buescher
Your Holiday Checklist
Planning made easy
Career spotlight: Jon Ostler
A son's legacy
Reap what you sow
Locked in for life
Without warning
After the storm
5 easy ways to give back
Focus on savings
National Convention
2014 Fraternal Project

Focus on employee benefits





Name: Ronald Trembley
City: Sutton, Vt.
Family: Wife, Lucey, grown daughter and grandchildren
Occupation: Machinist and part-time U.S. Coast Guard-licensed charter captain
Modern Woodmen representative: Deb Wallens-Matte

What are some of the benefits your employer offers?
I participate in a 401(k) program and have health benefits. I also participate in Modern Woodmen’s Salary Allotment Plan through my employer. Through that, I have life insurance for myself, my wife and my grandchildren, and I have a Roth IRA.
What do you like about the Salary Allotment Plan?
Premiums are automatically taken from my paycheck and sent to Modern Woodmen. My employer handles all the administration, which is nice. I don’t have to worry about missing a payment or being late.
I also like that I own the plans. I actually started the Salary Allotment Plan with a former employer about 30 years ago. When I moved to my current job, we just transferred it over. I didn’t lose my insurance like you might with some group plans.
What do you like about being a Modern Woodmen member?
My representative has been super over the years. Whenever you need her, she’s there. Plus we like the fraternal side. We go to a lot of activities through our local chapter. It’s like a nice, big family.
Attract, retain, motivate and reward
Employee benefit programs like Modern Woodmen’s Salary Allotment Plan can help employers compete for high-quality staff.
The Salary Allotment Plan is a voluntary payroll deduction program. Employees protect their families with life insurance and/or annuity products. Employers deduct the monthly premiums from participating employees’ paychecks and remit a check to Modern Woodmen for the total.
Employees own the plans they select and can continue coverage even if they leave the company. Employers benefit from easy administration and flexibility. They can choose whether or not to make employer contributions as an added incentive.
Modern Woodmen offers employers a variety of other benefit program options.
  • SEP and SIMPLE IRA plans.
  • 401(k) and 403(b) plans.
  • Profit sharing plans.
  • Executive bonus plans.
  • Split-dollar life insurance plans.
  • Supplemental executive retirement plans.

Talk to your representative to learn more about this and other key areas of financial planning to address throughout your life.