Skip navigation links
Financial Information
General Information
History
Media
Modern Woodmen Stories
Double the dough
Life insurance for kids -- unwrapped!
Melody for Medley
Career spotlight: Robert Houchins
Good financial habits made better
Very satisfied
Focus on estate planning
Time to dive in?
Seeing clearly
What's down the road
Coping with the unexpected
No excuses
Aid in times of need
This or that?
What's in it for me?
Focus on business planning
Career spotlight: Shey Stegall
Career spotlight: Michelle Cooper
Focus on employee benefits
Perfect vision
Clear view
Term vs. permanent
Academic family success
The big picture
Helping you helps us all
Think twice
Focus on protection
Career spotlight: Tom Buescher
Your Holiday Checklist
Planning made easy
Career spotlight: Jon Ostler
A son's legacy
Reap what you sow
Locked in for life
Without warning
After the storm
5 easy ways to give back
Focus on savings
National Convention
print



One look was all it took. When Reagan C. wheeled his wife into the emergency room, the staff could instantly tell something was wrong.
 
They all had stroke on their minds, but Reagan, a member from Searcy, Ark., pushed that thought away.
 
Ticia was only 25, and 25-year-olds don’t have strokes.
 
Blurred vision
Aug. 25, 2010, started as a normal morning. It was five days into Ticia’s new teaching job. Her two young daughters were wrapping themselves around her legs as she was getting ready.
 
Ticia’s contacts were bothering her, so she removed them. Immediately, her eyes reacted strangely. She squeezed them closed, thinking they needed to adjust, but when she opened them her vision was completely blurred.
 
“I felt like I had gone cross-eyed,” Ticia remembers.
 
Moments later the right side of her body stopped working, and she could no longer stand. Then her face started to droop and pull on one side.
 
The doctor’s assessment and an MRI confirmed Ticia had had a stroke. Part of her brain died.
 
Protected visions
Ticia has always been a planner. She purchased life insurance at age 18 because it seemed like the responsible thing to do. Once she and Reagan were married, Modern Woodmen representative Mickey Gentry helped them increase their coverage.
 
But even with Ticia’s foresight, the stroke gave her a new perspective.
 
“Bad things happen to people … even when they’re young,” she says. “Some people don’t have my happy ending.”
 
Ticia has no remaining side effects from her stroke. But had her story ended differently, she would have left Reagan with two young children, a mortgage and car payments. Since he works at night, Reagan would have had to find a new job or hire someone to stay with the girls.
 
“This experience reaffirmed why you should get life insurance when you’re young and healthy,” says Ticia. “And it made us question if we had enough.”
Mickey has advised Ticia to never cancel her coverage. With her new health history, she would likely pay a higher premium rate (if she could purchase new coverage at all).
 
No one likes to think about dying. And as Ticia says, “You don’t have to harp on it.” But she does advise young parents to think about what they want for their kids’ futures.
 
Life insurance can help make those visions come true … no matter what your future holds.
 

http://www.modern-woodmen.org/AboutUs2/Modern-Woodmen-Stories/Pages/Seeing-clearly.aspx