To best calculate a married couple's retirement savings needs, enter "Personal Info" about the person who is likely to retire first or the primary income earner, then enter "Retirement Needs" and "Retirement Data" for the family as a whole.

This tool is for general planning purposes only. It is not possible to account for all factors for all individuals or accurately project investment returns. For a comprehensive financial analysis, contact your Modern Woodmen representative. Needs.aspx