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Life Stages
Raising a Family
Death in the Family
Financial Topics

Raising a Family
In This Section
Raising a Family
Getting Started
Financial Topics and Tools
Between precious moments (like little league and school plays) and pressing responsibilities (like grocery shopping and bill paying), many parents have such a full schedule they forget to plan for the future. Financial planning can help you enjoy today and provide for a fulfilling tomorrow.

A secure beginning
Talk with a Modern Woodmen representative. All families need to have a plan.

Protect your family with insurance. As your family grows, so does your need for protection.

    • Getting started
      Getting Started
      Define your financial goals as a family, so you can create a plan to reach them.

Fraternal offerings
If your child is a Modern Woodmen member, encourage him or her to apply for a Modern Woodmen College Scholarship. More>>>

Involve your children in your local community through a Modern Woodmen Youth Service Club. More>>>

Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.


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It's A Fact

Depending on your income, the cost of raising a child can range between $205,000 and $476,000, and that doesn’t include college or their wedding.

Source: Expenditures on Children by Families, US Department of Agriculture, 2009. Stages/RaisingaFamily/Pages/default.aspx