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If you're single, you may feel like you don't need financial planning. After all, you don't have a spouse to worry about in the event of your death and budgeting seems like unnecessary work for a household of one.

However, neglecting financial planning could lead your parents to inherit your debt in the event of your death or could delay saving for retirement.

Financial planning can help you make smart decisions.

Financially secure on your own
Talk with a Modern Woodmen representative. Despite your age or other factors, even people who are single can benefit from financial planning advice from a professional.

Make sure you protect yourself with insurance. Don't leave your parents or guardians in debt if you pass away or become disabled.

    • Getting Started
      Define your personal and financial goals, so you can create a plan to reach them.

Fraternal offerings

Stay safe and healthy. Modern Woodmen members have access to three years of membership with MedicAlert, which offers a 24-hour emergency response hotline. More>>>

Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.

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Single Highlights

Managing Debt

Saving for Retirement

Goal Definition Worksheet

Life Insurance

Health Insurance

Disability Insurance

It's a Fact

Even a small amount of savings can add up dramatically over time!

Rather than spend $8 going out to lunch every day of your career, if you start saving that money at age 25, you could have over $76,800 by age 65. If you invest that money ($160) every month at a 5 percent rate of return, you could have $244,164.23 by the time you retire. Stages/Single/Pages/default.aspx