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Fraternal Benefits

These benefits help member families in good times and times of need. 

Benefits for Your Peace of Mind
    • Accelerated Benefits
      Members whose contracts include the Accelerated Benefits Rider can receive an advance of 75 percent of their death benefit if diagnosed with a terminal illness.
    • College Scholarship Program
      To encourage young members to achieve their educational goals, Modern Woodmen offers this college scholarship program.
    • Fraternal Aid Fund
      Members who are victims of disasters, such as fires, floods, storms or serious health problems, may apply for financial assistance to cover life insurance premiums for a limited time.
    • Newborn Benefit
      This benefit helps parents who have lost an infant or who are caring for an infant in poor health.
    • Orphan Benefit
      Modern Woodmen supports member children who lose both parents by providing a monthly allowance to the child’s guardian. This benefit includes a scholarship.
    • Beltone Hearing Care
      Modern Woodmen collaborates with Beltone Hearing Care to offer savings on hearing care.
    • Carbon Monoxide Detection Kit
      This kit includes a detection badge that mounts almost anywhere, helping you watch for signs of potentially deadly carbon monoxide gas in your home.
    • Life Line Screening Program
      ​Modern Woodmen members who are 50-80 years of age may participate in a Life Line Screening in their local community.
    • MedicAlert Membership
      Modern Woodmen pays for the initial individual membership in the MedicAlert Program, an emergency medical identification service, and Kid Smart, an identification service for children.
    • National Parks Pass
      ​Modern Woodmen offers a partial reimbursement of the fees associated with the America the Beautiful National Parks and Federal Recreation Lands Senior Pass.
    • The Modern Woodmen Magazine
      This quarterly publication is a family and financial resource written and designed exclusively for Modern Woodmen members.

Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.

You'll need to become a member if you want to enjoy Modern Woodmen's fraternal benefits. It's easy to do!

Simply contact a representative near you or call (800) 447-9811.