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When a Modern Woodmen member’s life insurance contract includes the Accelerated Benefits Rider and the member is diagnosed with a terminal illness, he or she can receive 75 percent of the death benefit, minus any outstanding loans, prior to death. 

The member can use the money to do whatever gives his or her family peace of mind, whether that means paying medical bills, enhancing quality of life or paying off a mortgage. The beneficiary receives the remainder of the death benefit upon death.

Already a Member?
Apply for Accelerated Benefits online.


Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.



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Learn how to:

Apply for Accelerated Benefits

You'll need to become a member if you want to enjoy Modern Woodmen's fraternal benefits. It's easy to do!

Simply contact a representative near you or call (800) 447-9811.

It's a Fact

In 2014, Modern Woodmen waived $98,829 in premiums and loan interest through its accelerated Benefits Program.

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