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To help members when tragedy strikes in the form of illness, accident, fire or natural disaster, Modern Woodmen offers the Fraternal Aid Fund. Through this program, members who are unable to pay their life insurance premiums may qualify to have their premiums covered by Modern Woodmen for a limited time.

Already a Member?
Learn more about the Fraternal Aid Fund ​online

Need to apply?
Complete one of these applications:
Fraternal Aid Fund Application - Fire/Natural Disaster (44.0k)
Fraternal Aid Fund Application - Health/Accident (52.0k)

Members can apply for the Fraternal Aid Fund benefit twice in a five-year period. If you reapply within five years, you must complete one of these applications:

Fraternal Aid Fund Extension Application - Fire/Natural Disaster  

Fraternal Aid Fund Extension Application - Health/Accident 

Please mail these forms to:

Modern Woodmen of America
Fraternal Department
1701 1st Ave
Rock Island, Il 61201

Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.

Already a Member?

Learn how to:

Apply for the Fraternal Aid Fund

You'll need to become a member if you want to enjoy Modern Woodmen's fraternal benefits. It's easy to do!

Simply contact a representative near you or call (800) 447-9811.

It's a Fact

In 2014, Modern Woodmen provided $184,135 in aid to members through its Fraternal Aid Fund.