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Become a Member
Fraternal Benefits
Accelerated Benefits
Anytime Fitness®
Beltone Hearing Care
College Scholarship Program
Dollars and Sense Financial Literacy Program
Final Wishes
Fraternal Aid Fund
Identity Guard®
Life Line Screening®
MedicAlert Membership®
National Parks Pass
Newborn Benefit
Orphan Benefit
Prescription Savings Card
The Modern Woodmen Magazine
Member Activities
Youth Programs

Fraternal Benefits

These benefits help member families in good times and times of need. 

  • Accelerated Benefits
    Members whose contracts include the Accelerated Benefits rider can receive an advance of 75 percent of their death benefit if diagnosed with a terminal illness.
  • Anytime Fitness®
    Modern Woodmen members can receive discounts associated with basic membership at Anytime Fitness®.
  • College Scholarship Program
    To encourage young members to achieve their educational goals, Modern Woodmen offers its College Scholarship Program.
  • Dollars and Sense Financial Literacy Program
    ​Modern Woodmen's Dollars and Sense Financial Literacy Program helps children in Grades K-12 develop good savings and spending habits.
  • Final Wishes
    ​This benefit is an online tool that contains resources to help members plan for and communicate final wishes to loved ones.
  • Fraternal Aid Fund
    Members who are victims of disasters, such as fires, floods, storms or serious health problems, may apply for financial assistance to cover life insurance premiums for a limited time.
  • Beltone Hearing Care
    Modern Woodmen collaborates with Beltone Hearing Care to offer savings on hearing care.
  • Identity Guard®
    Modern Woodmen members can receive discounts on two Identity Guard® identity theft protection and credit monitoring services.
  • Life Line Screening®
    ​Modern Woodmen members who are 50-80 years of age may participate in a Life Line Screening® in their local community.
  • MedicAlert Membership®
    Modern Woodmen pays for the initial individual membership in the MedicAlert Program, an emergency medical identification service, and Kid Smart, an identification service for children.
  • The Modern Woodmen Magazine
    This quarterly publication is a family and financial resource written and designed exclusively for Modern Woodmen members.
  • National Parks Pass
    ​Modern Woodmen offers a partial reimbursement of the fees associated with the America the Beautiful National Parks and Federal Recreation Lands Senior Pass.
  • Newborn Benefit
    This benefit helps parents who have lost an infant or who are caring for an infant in poor health.
  • Orphan Benefit
    Modern Woodmen supports member children who lose both parents by providing a monthly allowance to the child’s guardian. This benefit includes a scholarship.
  • Prescription Savings Card
    This is Modern Woodmen’s way of helping members afford the rising costs of prescription medication.

Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.

You'll need to become a member if you want to enjoy Modern Woodmen's fraternal benefits. It's easy to do!

Simply contact a representative near you or call (800) 447-9811.