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Premium Payment Options

Premium Payment Options
Modern Woodmen of America life insurance and annuity certificates will require a premium payment to maintain coverage unless indicated otherwise by the conditions of the contract. We strive to provide convenient payment options to our membership. There are four options from which to choose.

Pay Online
Once logged into our secure member web site, the information you will be asked to provide includes:
Once the transaction is complete, a debit to collect the payment will be issued to your account within three business days. This option is free, secure and convenient with 24-hour access*. If you have any additional questions about this payment option, call our home office Service Center at (800) 447-9811, M - F, 8 a.m. - 4:30 p.m., Central Time. Pay Online >>>

Monthly Automatic Bank Check Plan

Save time, money and postage by signing up for our Automatic Bank Check Plan. Your premium can automatically be deducted each month from a checking or savings account.

To sign up for this convenient payment plan, print, complete and return the
Automatic Bank Check Plan authorization form to the home office using the instructions provided in the PDF. To discontinue an ABC Plan, please contact your Modern Woodmen representative or the home office Service Center at (800) 447-9811, M - F, 8:00 a.m. - 4:30 p.m., Central Time.

Payment by Phone
Quarterly, semiannual or annual premium payments may be made over the phone using our Tel-Debit option.* Simply call the home office Service Center at (800) 447-9811, M - F, 8:00 a.m. - 4:30 p.m., Central Time.

Information you will be asked to provide includes:

  • Bank account holder's name
  • Daytime telephone number
  • Bank routing number
  • Checking or savings account number

This option is free, easy and secure, so call today!

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Certificates on a quarterly, semi-annual or annual mode will receive a premium due notice approximately two weeks before the premium is due. A pre-addressed return envelope will be mailed with the notices for your convenience in returning your payment by mail to the home office. The payment should be made by personal check or money order.** Please do not send cash.

If the return envelope has been misplaced or was not received, please mail the payment to one of the addresses below:

Payments for Non-Variable and Variable Products:
Modern Woodmen of America
PO Box 2005
Rock Island, IL 61204-2005

*Variable Annuities cannot accept payment over the phone or online.
**Variable Annuities cannot accept money orders or cash for payment. Personal or cashier checks only.

The Fraternal Difference
During times of disaster or serious illness, members may be eligible for financial assistance to cover life insurance premiums for a limited time.

Fraternal Aid Fund