This is a low-cost term life insurance product. Regular premiums remain level until the insured’s 30th birthday. Or choose to make just one convenient payment when you first purchase the plan.
Protection against disability
If you pay with regular premiums, your certificate will include the Waiver of Premium Benefit. Contact your Modern Woodmen representative for details.
Help assure yourself or your child life insurance protection for life. Convert the plan at any time to term or permanent life insurance protection of up to two times the original amount (up to $20,000 or $50,000 of coverage). No medical exam is required.
Option to increase coverage
Upon conversion, you could take advantage of guaranteed options to purchase additional amounts of life insurance at stated ages without providing evidence of insurability. Think of how valuable this could be in the future, especially if health problems develop later in life.
The death benefit provides peace of mind for families and financial assistance in case tragedy strikes. Proceeds can be used to cover funeral and medical bills or pay off college expenses and other loans.
As a Modern Woodmen member, gain access to valuable fraternal benefits, such as youth service clubs, college scholarships, medical information and more.