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Children's and Young Adult's Life Insurance
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Modern Woodmen Bank

Children’s and Young Adult's Life Insurance
In This Section
Children's and Young Adult's Life Insurance
Junior Max®
Step One®
Modern Woodmen offers a number of term life insurance products, designed to insure the life of children and young adults*.  These plans can be converted to permanent insurance as they grow up, guaranteeing insurability throughout their adult life.
    • Junior Max®
      For just $24 a year, you can purchase $7,500 of life insurance protection for children age 0 to 10, and they will be covered to age 18. At age 18, the child’s coverage can be converted to a permanent or another term life insurance plan.
    • Step One®
      Benefit amounts of $10,000 and $25,000 are available with Step One, which you can purchase for children and young adults aged 0 to 25 for coverage to age 30. At age 30, coverage can be converted to term or permanent life insurance for up to two times the face amount.

* Though products on this page are designed specifically for children, children may also be insured by every permanent product that Modern Woodmen of America offers.