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Term Life Insurance
Whether your primary concern is your family, your business or your estate, Modern Woodmen of America Maximizer Term Life insurance can help you gain the financial security you need at an economical cost. 

Maximizer features four premium payment options for terms as long as 30 years and provides level death benefit protection up to age 95, offering you complete flexibility in meeting your life insurance needs.


Low Cost Coverage 
Receive the most life insurance protection for your money. You can guarantee a level premium for a 10-, 15-, 20- or 30-year period. Your Modern Woodmen representative can help you choose the term that best fits your family's needs and budget.  

Peace of mind 
Provide yourself one less worry today, knowing if something happens tomorrow your loved ones would be covered.  

Valuable protection 
Show how much you care even when you're no longer around. If you die, your life insurance death benefit can:

  • Pay for you final expenses, medical bills, mortgage payments and other outstanding debts
  • Provide additional income for your family or for your children's current and future financial needs
  • Protect the lifestyle to which your family has grown accustomed, the home they live in, your estate and/or the business you helped to build   

If your life circumstances change, you can convert your Maximizer coverage to a permanent plan of insurance prior to the end of the level premium period or age 70, whichever comes first. Conversion allows you to lock in premiums and build cash value in your certificate, accumulating funds for your future.   

Maximizer Term Life insurance may not be available in all states.

If you qualify, you can attach the following riders to your Maximizer certificate: 

  • Accidental Death

  • Return of

  • Waiver of

Learn more about these riders.

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