This benefit can be purchased as a rider to Single Premium Whole Life insurance certificates:

Accelerated Benefits
If Accelerated Benefits are included as part of your life insurance certificate and you are diagnosed with a terminal illness, you can receive 75 percent of your death benefit, minus any outstanding loans, prior to death. Your beneficiary will receive the remainder of the death benefit upon death. Automatically included on select Modern Woodmen life insurance certificates, you will not be charged for this benefit.