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These benefits help member families in good times and times of need.

Benefits for Your Peace of Mind
Fraternal Benefits for Your Health and Home
Accelerated Benefits
Members whose contracts include the Accelerated Benefits Rider can receive an advance of 75 percent of their death benefit if diagnosed with a terminal illness.  More>>>
Carbon Monoxide Detection Kit
This kit includes a detector badge that mounts almost anywhere, helping you watch for signs of potentially deadly carbon monoxide gas in your home. More>>>
Child ID Kit
A free McGruff® Safe Kids ID Kit helps to educate children on safety issues and stores the child's personal information in case of emergency.  More>>>
Colorectal Screening Kit
A colorectal screening kit is free to Modern Woodmen members and helps detect possible warning signs of colon and rectal diseases.  More>>>
College Scholarship Program
To encourage young members to achieve their educational goals, Modern Woodmen offers this college scholarship program.  More>>>
Diabetes Test Kit
This simple, three-minute test is designed to help members check for the risk of diabetes. More>>>
Fraternal Aid Fund
Members who are victims of disasters, such as fires, floods, storms or serious health problems, may apply for financial assistance to cover life insurance premiums for a limited time.  More>>>

MedicAlert Membership
Modern Woodmen pays for the initial individual membership in the MedicAlert Program, an emergency medical identification service, and Kid Smart, an identification service for children. More>>>

Grief Assistance Program
Members' beneficiaries receive a special booklet designed to help them cope with loss and adjust to life after the death of a loved one.  More>>>

Plant A Tree Program
Through the Plant A Tree Program, each member can receive a free tree seedling each year. It’s easy! More>>>

Newborn Benefit
This benefit helps parents who have lost an infant or who are caring for an infant in poor health.  More>>>

Prescription Drug Discount Card
This is Modern Woodmen’s way of helping members afford the rising costs of prescription medication. More>>>

Nontraditional Student Award Program
This grant program can help students, who are 25 or older, pursue higher education.  More>>>

Radon Test Kit
This at-home test allows members to quickly test their home for radon gas, the second leading cause of lung cancer in this country. More>>>

Orphan Benefit
Modern Woodmen supports member children who lose both parents by providing a monthly allowance to the child's guardian.  This benefit includes a scholarship.  More>>>
The Modern Woodmen Magazine
This quarterly publication is a family and financial resource written and designed exclusively for Modern Woodmen members.  More>>>

 

Modern Woodmen fraternal benefits are not part of the life insurance or annuity contract and may have specific eligibility requirements.






 

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