Each family is unique, with different needs and goals for the future. Taking a few minutes to answer some quick questions will give you an estimate of how much insurance is right for you.
Resource Hub
Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.
From commonly used terms to hints for the medical exam and more, our handy guide helps you understand the application process.
My Membership
When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.
Modern Woodmen celebrated student achievement by awarding $552,000 in scholarships to 300 member students from the high school class of 2026. These scholarships celebrate the dedication, leadership and community spirit our young members bring to everything they do – while helping ease the rising cost of higher education.
To be eligible, students must be Modern Woodmen members and be covered by a Modern Woodmen life insurance or annuity product. Students must also have completed at least 40 hours of volunteer service within the past two years, showing their commitment to making a difference where they live.
We’re proud of the impact our young members have had on their communities and can’t wait to see what they do next! Explore the full list of recipients from the class of 2026 below.
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Connecticut, Delaware, Kentucky, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, Washington, D.C., West Virginia and areas outside the contiguous United States
$10,000
Kathrynn Dooley
Cave City, Kentucky
University of Kentucky
$10,000
McKenna Rosenberry
Fort Loudon, Pennsylvania
Liberty University
$7,500
Skyler Collins
Rockingham, North Carolina
University of North Carolina at Chapel Hill
$7,500
Annalise Youmans
Hendersonville, North Carolina
UNC Chapel Hill
$5,000
Nigel Foster
Winchester, Virginia
University of Virginia
$5,000
Colleen Sucher
Alexandria, Kentucky
Eastern Kentucky University
$2,500
Jeffery Mills Jr
Roanoke Rapids, North Carolina
East Carolina University
$2,500
Sawyer Rooney
Readfield, Maine
Massachusetts Institute of Technology
$1,000 winners
Annabelle Adkins
Elkhorn City, Kentucky
Annaliese Alston
Garner, North Carolina
Jacob Artz
Norton, Massachusetts
Alexis Beasley
Andrews, North Carolina
Gabriella Bourantas
Wilmington, Delaware
Caylen Brown
Elizabethtown, Kentucky
Elizabeth Buchanan
Morganton, North Carolina
Kennedy Carter
Scottsville, Kentucky
Gavin Caviness
Graham, North Carolina
Mackenna Chase
Colchester, Vermont
Kaelyn Cloukey
Lincoln, Maine
Aigereanna Davis
Wake Forest, North Carolina
Madelyn Dilts
Raleigh, North Carolina
Taylor Epperly
Jonesville, Virginia
Hannah Frye
Hope Mills, North Carolina
Brynna Godwin
Fayetteville, North Carolina
Gavin Hamilton
Phelps, Kentucky
Katelyn Herrmann
Loudon, New Hampshire
Ella Hoggard
Edmonton, Kentucky
Kavan Hunsberger
Fredericksburg, Virginia
Indiana Jones
Apex, North Carolina
Gabrielle Kempf
Durham, North Carolina
Victoria Kissiah
Concord, North Carolina
Elizabeth Leonard
Oldtown, Maryland
Camden Lupey
Waterfall, Pennsylvania
Hadley Martin
Wise, Virginia
Derek McKinney
Louisville, Kentucky
Kobe Morrison
Danville, Virginia
Grant Moschillo
Hermitage, Pennsylvania
Emily Ohmer
Owenton, Kentucky
Elijah Pelkey
South China, Maine
Macey Poindexter
Burkesville, Kentucky
Jordan Prelerson
Sharon, Pennsylvania
Kenley Rhodes
Harned, Kentucky
Kylieana Romeo
Clarksburg, West Virginia
Emma-Lea Savugot
Murphy, North Carolina
Xavier Shimel
Wilson, North Carolina
Caleb Ward
Franklinville, North Carolina
Emily Warren
Gamaliel, Kentucky
Abigail Whitfield
Paducah, Kentucky
Christopher Williams
Holly Springs, North Carolina
Grayson Wrenn
Rockingham, North Carolina
Florida, Georgia, South Carolina and Tennessee
$10,000
Isaac Gaby
Greeneville, Tennessee
Walters State Community College - Greeneville
$10,000
Maleah Scalf
Hampton, Tennessee
East Tennessee State University
$7,500
Adalaide Dowden
Dacula, Georgia
University of Georgia
$7,500
Todd Malick-Beltran
Naples, Florida
University of Florida
$5,000
Talia Ciotti
Cooper City, Florida
University of South Florida
$5,000
Millie Melton
Adamsville, Tennessee
Union University
$2,500
Maiya Frederick
Peachtree City, Georgia
Kennesaw State University
$2,500
Savannah Major
Chapin, South Carolina
Brigham Young University
$1,000 winners
Anthony Barber
Chesnee, South Carolina
Faith Blesch
Rock Spring, Georgia
Emma Bolton-Molino
Summerville, South Carolina
Gretchen Boswell
Chuckey, Tennessee
Jenna Buice
Statham, Georgia
Morgan Dempsey
Calhoun, Georgia
Logan Emerson
Lawrenceville, Georgia
Elizabeth Garver
Columbus, Georgia
Hayden Graham
Newport, Tennessee
Graydon Hammond
Simpsonville, South Carolina
Mason Henderson
Dandridge, Tennessee
Sawyer Jones
Dandridge, Tennessee
Cameron Kesler
Bartow, Florida
Houston Kinard
Anderson, South Carolina
Anna Kirby
Nashville, Tennessee
Noah Lindsey
New Market, Tennessee
Braxton Markham
Rogersville, Tennessee
Quinn McDonald
North Fort Myers, Florida
Layla McKinney
Nolensville, Tennessee
Reese Meredith
Zebulon, Georgia
Ellie Miller
Cataula, Georgia
Preston Murray
Nolensville, Tennessee
Avery Payne
Powder Springs, Georgia
Tyler Pilgrim
Murfreesboro, Tennessee
Isaiah Pointer
Knoxville, Tennessee
Kaitlyn Rhodes
Anderson, South Carolina
Khloe Robertson
Jefferson, Georgia
Edea Saylor
Brandon, Florida
Calyn Seal
Sneedville, Tennessee
Keltie Sharpe
Taylors, South Carolina
Kristin Shaw
Marion, South Carolina
Emma Shelton
Greeneville, Tennessee
Alexandra Soto
Ave Maria, Florida
Irelynd Stainton
Chatsworth, Georgia
Braxton Stubblefield
Tazewell, Tennessee
Zoie Tubbs
Smyrna, Tennessee
Christina Wallace
Murfreesboro, Tennessee
Cannon Wilhoit
Greeneville, Tennessee
Benjamin Williams
Dandridge, Tennessee
Maggie Wolfe
Mooresburg, Tennessee
Cadence Worth
Venice, Florida
Illinois, Indiana, Iowa, Missouri and Ohio
$10,000
Demetri Crooks
St. Charles, Missouri
Calvin University
$10,000
Avery Miller
Brookville, Ohio
Miami University: Oxford
$7,500
Tyler Horvath
Colona, Illinois
Augustana College
$7,500
Luke McCrea
Maysville, Missouri
Iowa State University
$5,000
Sarah Green
Plain City, Ohio
Loyola University Chicago
$5,000
Charli Moore
Coal Valley, Illinois
University Of Illinois Urbana Champaign
$2,500
Ryan Collins
Ankey, Iowa
Iowa State University
$2,500
Kate Hilterman
Lexington, Ohio
New Saint Andrews College
$1,000 winners
Ella Abbott
Prospect, Ohio
Cooper Austiff
Bourbonnais, Illinois
Jacob Bailey
Union Mills, Indiana
Cyenna Baumert
Fort Wayne, Indiana
Amelia Bender
Lexington, Ohio
Abigail Brown
Clubb, Missouri
Michaela Brown
Sherrard, Illinois
Rachel Case
Marshalltown, Iowa
Nathan Collins
Caledonia, Ohio
Kansas Craig
Anna, Illinois
Adeline Davenport
Ankeny, Iowa
Sawyer Forney
Randolph, Iowa
Lillian Fuhr
Taylor Ridge, Illinois
Alexis Graham
Delaware, Ohio
Riley Hartzell
Perrysburg, Ohio
Caleb Hergert
Colona, Illinois
Daniel Hinkle
North Baltimore, Ohio
Hannah Klaas
Batchtown, Illinois
Benjamin Levi
Dayton, Ohio
Olivia Lyon
Billings, Missouri
Matthew Miller
Benton, Illinois
Zachary Mullholand
Pemberville, Ohio
Ashlyn Mullins
Malinta, Ohio
John Murphy
Davenport, Iowa
Malachi Newborn
Springfield, Missouri
Addison Penrod
Wentzville, Missouri
Hannah Permenter
Arnold, Missouri
Vanessa Peterson
Moline, Illinois
Peyton Roy
Springfield, Missouri
Isaac Schworm
Findlay, Ohio
Nico Snider
Bettendorf, Iowa
Chloe Sutter
Newton, Illinois
Courtney Thomas
Cambridge, Illinois
Andrean Traut
Wayne, Ohio
Owen Troesch
Ferdinand, Indiana
Ella Turton
Kettering, Ohio
Lola Turton
Kettering, Ohio
Mackenzie Volkert
Milan, Illinois
Briar Wallace
Aurora, Illinois
James Wellington
Sugar Grove, Illinois
Madison Wetzell
Tampico, Illinois
Karlee Wright
Manchester, Iowa
Alabama, Arkansas, Louisiana, Mississippi and Oklahoma
$10,000
Lexi Mann
Drummond, Oklahoma
Oklahoma State University
$10,000
Kallie Thornton
Melbourne, Arkansas
Three Rivers Community College
$7,500
Tatum Boyd
Turpin, Oklahoma
Northwestern Oklahoma State University
$7,500
Constance Thames
N. Little Rock, Arkansas
University of Arkansas at Little Rock
$5,000
William Files
Plantersville, Mississippi
Mississippi State University
$5,000
Wyatt Stephens
Tahlequah, Oklahoma
University of Oklahoma
$2,500
Luke DeSalvo
Morrilton, Arkansas
Southern Arkansas University
$2,500
Ethan Seilas
Oklahoma City, Oklahoma
University of Oklahoma
$1,000 winners
Jace Boyd
Cottondale, Alabama
Shaw Bradley
Mooreville, Mississippi
Harper Branch
Tuscaloosa, Alabama
Alexis Brandell
Perkins, Oklahoma
Shelby Brock
Conway, Arkansas
Denver Browning
Alexandria, Alabama
Kate Condray
Center Ridge, Arkansas
Chloe Dodd
Gadsden, Alabama
Tucker Dowies
Kinder, Louisiana
Eli Duplichan
Pitkin, Louisiana
Owen Fouraker
Yellville, Arkansas
Marlysa Garrett
Sylacauga, Alabama
Jackson Goff
Tupelo, Mississippi
Merissa Gurley
Ash Flat, Arkansas
Maddy Hall
Corinth, Mississippi
Anna Hill
Amory, Mississippi
Maddie Hunt
Broken Arrow, Oklahoma
Haleigh Hutchison
Sallis, Mississippi
Blaine Mitchell
Robeline, Louisiana
Brianna Moore
Bryant, Arkansas
Morgan Morrison
Forrest City, Arkansas
Gracie Pittman
Mooreville, Mississippi
Ben Pounders
Russellville, Alabama
Ashleigh Redmond
Greenbrier, Arkansas
Abigail Robinson
Iuka, Mississippi
Maggie Sampey
Oakdale, Louisiana
Sarah Schmeeckle
Baton Rouge, Louisiana
Lauren Stephens
Tahlequah, Oklahoma
Grady Storm
Kingfisher, Oklahoma
Ethan Thompson
Starkville, Mississippi
Gavin Thompson
Jenks, Oklahoma
Emma Travers
Jenks, Oklahoma
Ainsley Trzebiatowski
Owasso, Oklahoma
Mallory Turnbow
Luther, Oklahoma
Ava Warner
Melbourne, Arkansas
Peyton Weaver
Jasper, Alabama
Vivian Welker
Broken Arrow, Oklahoma
Lynden Williams
Blue Springs, Mississippi
Mylie Williams
Amory, Mississippi
Annalyse Wilson
Heber Springs, Arkansas
Andrew Winfun
Belden, Mississippi
James Winfun
Belden, Mississippi
Michigan, Minnesota, Nebraska, North Dakota, South Dakota and Wisconsin
$10,000
Lauren Stueber
Henderson, Minnesota
University of Wisconsin-Eau Claire
$10,000
Addison Walstad
Platte, South Dakota
Creighton University
$7,500
Eliza Anderson
Kewaskum, Wisconsin
LeTourneau University
$7,500
Easton Miller
Canistota, South Dakota
Dakota Wesleyan University
$5,000
Alexandra Andrist
Monticello, Minnesota
University of St. Thomas
$5,000
Kendra Westphal
Le Sueur, Minnesota
University of Kansas
$2,500
Ethan Fredricks
Omaha, Nebraska
University of Nebraska - Omaha
$2,500
Karly Knippling
Huron, South Dakota
South Dakota State University
$1,000 winners
Annaliese Aas
Moorhead, Minnesota
Aiden Bass
Pierre, South Dakota
Isabelle Berg
Fond du Lac, Wisconsin
Lauren Boon
Marshfield, Wisconsin
Henry Cheney
Rockford, Michigan
Tammy Crayton
Elkhorn, Wisconsin
Hannah DeLine
Mitchell, South Dakota
Landon Di Vilio
Oak Creek, Wisconsin
Maxwell Dillon
Hartford, Wisconsin
Adam Fein
Dorr, Michigan
Emily Gerhardt
Neillsville, Wisconsin
Kianna Geschke
Horicon, Wisconsin
Luca Greenig
Le Sueur, Minnesota
Taziah Hawkins
Alexandria, South Dakota
Ayda Henning
Black Creek, Wisconsin
Benjamin Herman
Reliance, South Dakota
Kylee Hofer
Howard, South Dakota
Katie Hohn
Mitchell, South Dakota
Cali Howard
Stickney, South Dakota
Bailey Hyland
Ramona, South Dakota
Mary Janssen
Omaha, Nebraska
Kiley Johnson
Brooklyn Park, Minnesota
Robert Kebler
Ovid, Michigan
Evan Krogman
White River, South Dakota
Sienna Larson
Kent City, Michigan
Caden Leonhardt
Cresbard, South Dakota
Natalie Loomans
Lomira, Wisconsin
Grace Loser
Kewaskum, Wisconsin
Kate Maki
Milwaukee, Wisconsin
Anthony Marchese
Portage, Michigan
Ellie McDermott
Thief River Falls, Minnesota
Anika Ohnstad
Bemidji, Minnesota
Charles Palko
Plymouth, Michigan
Markie Pedersen
Elkhorn, Wisconsin
Austin Ruch
Mankato, Minnesota
Mason Siedschlag
Reedsburg, Wisconsin
Braeden Strain
Rapid City, South Dakota
Mylee Tabbert
Malone, Wisconsin
Grace Van Sweden
Grand Rapids, Michigan
Breonna Wachner
Vassar, Michigan
Briley Zabel
Inland, Nebraska
Lincoln Zoss
Mitchell, South Dakota
Arizona, California, Colorado, Idaho, Kansas, Montana, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming
$10,000
Julia Dwyer
Littleton, Colorado
Colorado School of Mines
$10,000
Bradyn Lewis
Centennial, Colorado
Palm Beach Atlantic University
$7,500
Zachary Poland
New Castle, Colorado
Colorado State University
$7,500
Claire Vlietstra
Fort Collins, Colorado
University of Wyoming
$5,000
Joshua Grimes
Cedar Park, Texas
Texas Tech University
$5,000
Sanjay Mowry
Houston, Texas
The University of Texas at Austin
$2,500
Ezekiel Dowd
Pomona, Kansas
Kansas State University
$2,500
Riley Erickson
Pocatello, Idaho
Utah State University
$1,000 winners
Abigail Albright
Pittsburg, Kansas
Myriam Armetta
Coronado, California
Colton Aughtry-Lindsay
Conroe, Texas
Amaris Biancuzzo
Tucson, Arizona
Ava Bolden
Dallas, Texas
Sahara Bolden
Dallas, Texas
Emily Briggs
Spanaway, Washington
Wayne Caffrey
Sugar City, Idaho
Peydyn Caudle
Castle Rock, Colorado
William Christensen
Burley, Idaho
Alexis Daly
Fort Scott, Kansas
Hannah Davis
Colorado City, Colorado
Rachel Dixon
American Fork, Utah
Cadence Ellis
White Oak, Texas
Brylee Gearhart
La Junta, Colorado
Josie Gronau
Girard, Kansas
Isabella Hansen
Carson City, Nevada
Serenity Hatton
San Antonio, Texas
Zachary Hespe
Anthem, Arizona
Isabella Hicks
Fort Worth, Texas
Matthew Hunt
Rexburg, Idaho
Hazel Lloyd
Floydada, Texas
Madisyn Lopez
Chanute, Kansas
Berkley Love
Pomona, Kansas
Aurora Maestas
Amarillo, Texas
Jarius Moore
Colorado Springs, Colorado
Teagan Morse
Colorado Springs, Colorado
Layton Murrell
Springtown, Texas
Faith Olenik
Idaho Falls, Idaho
Allan Omondi
Alameda, California
Daniel Padilla
Avondale, Colorado
Francis Perez
Salinas, California
Jayden Piepho
Salina, Kansas
Colter Powell
Mapleton, Kansas
Ethan Price
Aledo, Texas
Lauren Reinhard
Leander, Texas
Jackson Seabrooks
Forney, Texas
Jacqueline Simpson
College Station, Texas
Emilie Skinner
Stockdale, Texas
Urissa Stephens
Spicewood, Texas
Jarom Stradling
Gilbert, Arizona
Natalia Yearsley
Burley, Idaho
Your financial representative
Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.
Need help finding a representative?
If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.
