About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
Image of a nurse caring for a tuberculosis patient.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
Couple meeting with a Financial Rep

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
Father daughter playing together

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Modern Woodmen of America Planning for Life Graphic with Savings Section expanded

Savings

Pay yourself first

Saving money (and keeping it saved) doesn’t happen by accident. Successful saving requires a plan, including paying yourself first. What are you saving for? No matter what your goals, together we can help you develop a plan to reach them.

Explore your options
Annuities Investments

Filter Planning Content

Planning for Life Savings

Now is the time to start saving for emergencies, opportunities and other specific goals. It’s natural for you to have questions. Let us help you answer them.

Savings

Saving for College 101

College is an investment in your child’s future that could pay for itself … eventually. Until that time, it’s an expense that often strains a family’s budget. So what’s the best way to manage education costs? Consider these planning pointers.

Learn more

Type: Article
Related Product: 529 plans

Savings

Tips for Tackling Student Loans

They say you can’t put a price on a good education, but those saddled with student loans may disagree. While there's no quick fix, there are things you can do to more effectively manage and pay off your debt. Consider these 8 strategies.

Learn more

Type: Article
Related Product: 529 plans

Savings

Getting Past the Misconceptions

There are many misconceptions about your finances. Don't let these myths stop you from reaching your savings goals.

Learn more

Type: Article
Related Product: 529 plans

Elderly couple looking at monthly utility bill.
Savings

Save on Utilities

Gas, electric, water - we all have to pay these expenses. Cut down your monthly utility bills with these tips.

Learn more

Type: Checklist
Related Product: MaxProvider® flexible premium deferred annuity

Mother and daughter working in a kitchen and having fun time together.
Savings

Save on Food

Use these money saving tips to help your family save hundreds or even thousands of dollars per year.

Learn more

Type: Checklist
Related Product: MaxProvider® flexible premium deferred annuity

Students walking on the college campus on a beautiful fall day.
Savings

Saving as a College Student

College is an ideal time to start tackling your financial responsibilities. Learn more on how to save in college.

Learn more

Type: Article
Related Product: 529 plans

Savings

Finance 101: Savings

Saving for your future is the grown-up thing to do. We can help.

Learn more

Type: Video
Related Product: MaxProvider® flexible premium deferred annuity

A glass jar containing money.
Savings

5 Ways to Save More

Quick tips to help you build your savings.

Learn more

Type: Checklist
Related Product: MaxProvider® flexible premium deferred annuity

Small girl with a piggy bank.
Savings

​​Money Doesn’t Grow on Trees

Financial values begin at home. Your children learn from your words and actions – both good and bad.

Learn more

Type: Article
Related Product: MaxProvider® flexible premium deferred annuity

Family eating dinner together
Savings

​Money-Saving Tips

A few small adjustments can lead to big savings for your future.

Learn more

Type: Checklist
Related Product: MaxProvider® flexible premium deferred annuity

A couple talking with Financial Representative
Savings

Financing the Future

Where do you see yourself in five years? Ten years? Twenty years? Do you want to purchase a new home? Save for your child’s college tuition? Travel in retirement?

Learn more

Type: Article
Related Product: Mutual funds

Savings

Teaching Financial Values

The Heims introduced their three daughters to a strong work ethic and basic financial principals at an early age. And now, the oldest is in college with no concerns of how to pay for it.

Learn more

Type: Member story
Related Product: 529 plans

James, Latoyaett and Barbara Coats (Modern Woodmen of America members with the Financial Representative.)
Savings

Savings Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Learn more

Type: Member profile
Related Product: Whole life insurance