About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
Image of a nurse caring for a tuberculosis patient.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

What We Are

What We Are

Modern Woodmen of America is a fraternal financial services organization built to help families throughout life. Together, with over 700,000 members, we pioneer bright futures in the communities we serve. 

Modern Woodmen history

Finding roots in ancient Rome

Helping families after a breadwinner’s death was a key reason fraternal benefit societies were first formed in the mid-1800s – and why Joseph Cullen Root founded Modern Woodmen of America in 1883. But the concept of life insurance goes all the way back to 100 B.C.

The vision behind our name

We have no woodworking in our history. No cabinet making. No lumberjacks.

Our name was inspired by pioneer woodmen. They cleared forests to build homes and communities and provide security for their families. Modern Woodmen’s founder, Joseph Cullen Root, felt this was the perfect symbol to illustrate his goal of clearing away financial burdens for families.

On Jan. 5, 1883, Modern Woodmen of America was born in Lyons, Iowa. We moved across the Mississippi River to Fulton, Illinois, in 1884. Our headquarters relocated downriver to Rock Island, Illinois, in 1897. Rock Island remains our home office hometown to this day.

What is a fraternal benefit society?

How Modern Woodmen fraternalism works

Modern Woodmen of America is the nation’s third-largest fraternal benefit society in terms of assets. Fraternalism is a unique combination of business and giving back to those we serve – a continuous cycle of positive impact.

  • Our representatives provide financial products to help members protect their families and their futures.
  • These products help fund member programs, including social, educational and volunteer activities that identify and meet local needs.
  • These programs build relationships, allowing for membership growth and greater community impact.

Our members' common bonds

Our members are Pioneers for lifeSM, and they’ve been connected by common values since 1883.

  • Financial security, through life insurance, retirement planning and financial services.
  • Quality family life, through fraternal member programs and activities.
  • Community impact, through local volunteer projects that make a difference where members live, work and play.

By the numbers

Across the nation, our chapters and their members identify and meet community needs.


in 46 regions throughout 46 states


in support of members’ communities through fraternal programs and activities

members served

through financial guidance and social, educational and volunteer opportunities