About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
Image of a nurse caring for a tuberculosis patient.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
Couple meeting with a Financial Rep

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
Father daughter playing together

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Finding Roots in Ancient Rome

Much like Modern Woodmen, the concept of life insurance began with a club.

Article Hero Image
Article Hero Image

Have you taken steps to protect your family’s future through life insurance coverage?

Helping families after a breadwinner’s death was a key reason Joseph Cullen Root started Modern Woodmen back in the 1880s. But roots of the concept of life insurance go all the way back to 100 B.C.

Ancient Romans feared anyone who was buried improperly would become a spirit with an evil temper. (Definitely something to be avoided!) Funerals back then, like most today, were expensive. To address the problem, Roman military leader Caius Marius formed burial clubs. Club members would help cover funeral expenses when another member died. They provided what’s considered one of the earliest forms of life insurance in human history.

Fast forward to the early 1800s and we find various groups, guilds and friendly societies forming. Members of these clubs were working-class people who organized around common interests and backgrounds. They gathered primarily to meet members’ social needs. But they also offered support to lighten financial burdens when a wage-earner died.

In 1868, a master railroad mechanic named Jordan Upchurch organized the first fraternal benefit society in the U.S. – the Ancient Order of United Workmen. This “fraternity” provided members with life insurance protection for their dependents.

A mere 15 years later, Joseph Cullen Root founded his own fraternal benefit society: Modern Woodmen of America. And we continue to offer vital financial products, like life insurance, along with social and volunteer opportunities for today’s families.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

Headshot of Representative Cameron Smith
Cameron Cameron
Phone: 000-000-0000
Get started
Find another representative

Additional products and services

Talk to a representative to see what's best for you.

Term life insurance

Term life insurance

No one expects to have a fatal accident, get sick or die too soon, but what if? What if those who depend on your income no longer could? Term life insurance can be an affordable way to get the protection you need to keep your family, your business, and your hopes and dreams alive. With term life insurance, your beneficiaries receive income-tax free money if you die during the term period – without the delays and expense of probate.