About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
Image of a nurse caring for a tuberculosis patient.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Fraternal Member Programs

Fraternal Member Programs

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal programs and impact your community. These fraternal programs are designed to support members of all ages and life stages. Whether you have a personal need or a passion for community impact, we have a program for you.

Birthday Book Club

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Modern Woodmen kids who qualify can receive a book in the mail each birthday up to age 16. The high-quality, age-appropriate books include classic tales, contemporary fiction and educational resources.

Learn how to apply.

See the Birthday Book Club in action. 


These local groups of Modern Woodmen members come together regularly for social, educational and volunteer activities. Chapter activities are experiences, not sales events, and are open to members of all ages. Members 55 and older can also participate in Summit chapters – special groups targeted to the interests of this age group.

See a chapter in action.

Hear from a fraternal volunteer leader. 

Discount Programs

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Member families can save money on electronics, pet supplies, entertainment and much more through our discount partnership with PerkSpot.

Learn about PerkSpot.

Do-Good Grant®

Members can apply to receive $200 in seed money to coordinate a small-scale volunteer project with family and friends. Modern Woodmen will award a limited number of grants per year on a first-come, first-served basis.

Learn how to apply for the grant.

See the Do-Good Grant® in action.

Final Wishes Resources

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Get your “house” in order and share your late-in-life/end-of-life wishes … or help a loved one with this important task. These guides help members plan, organize and start conversations.

Learn about resources.

Fraternal Aid Fund

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Members who experience financial hardship due to disasters, such as fires, floods, storms or serious health problems, can apply for financial assistance to cover their Modern Woodmen life insurance premiums for a limited time.

Learn about the fund.

Make An Impact® Scholarships

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Modern Woodmen offers college scholarships for young members who are making an impact in their local communities.

Learn about scholarship.

Hear from the Class of 2024 winners.

Modern Woodmen Travels

Select groups of members can attend special trips to exciting destinations, hosted and planned by Modern Woodmen. Enjoy discounted rates, exclusive events and a unique community impact experience tied to the local culture.

Learn about upcoming trips.

Newborn Life Insurance Benefit

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This program ensures member parents can obtain permanent life insurance coverage their newborn can build on as an adult … regardless of health. In case of early tragedy, the program offers financial support for the newborn’s funeral or medical costs.

Learn how to qualify.

See the Newborn Life Insurance Benefit in action.

Orphan Support Benefit

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Modern Woodmen supports qualifying children who lose both parents by providing a monthly allowance to the child’s guardian. This member program includes an education grant.

Learn how.

See the Orphan Support Benefit in action.

Terminal Illness Interest Relief

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Members who receive an advance on their death benefit through a terminal illness accelerated benefit rider will also receive relief for up to $5,000 (per member) of the first year’s lien interest.

Learn about this program.

Youth Service Clubs

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These groups help Modern Woodmen kids make an impact close to home. Club members form lifelong friendships with other Modern Woodmen members in their area while helping their schools, neighborhoods and favorite causes.

See a youth service club in action.

Subject to change, fraternal member programs are not part of the contract and may have specific eligibility requirements. Some programs are not available to all members.