About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Reward Your Employees and Benefit Your Business​

An executive bonus plan can help.   

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Business planning
Article Hero Image
Business planning

One way to attract, reward and retain top employees is through the use of an executive bonus plan.

An executive bonus plan is a flexible and discretionary plan that can be a simple and cost-effective way to provide a tax-deductible benefit to a key employee. It is a basic arrangement where the employer makes the premium payments for a life insurance contract owned by the employee. The bonus is usually tax-deductible for the business and is taxable to the employee as ordinary income.

Potential advantages for the employer:

  • The employer selects which employees will be eligible to receive the bonus.
  • The employer determines the amount of the bonus for each eligible employee.
  • The employer receives a tax deduction equal to the amount of the bonus.

Potential advantages for the employee:

  • The employee owns the contract and can name the beneficiaries.
  • Liquid cash is available upon the employee’s death and life insurance death benefits are usually received income tax-free.
  • Any available cash values are accessible through loans and/or withdrawals.

For more information on how an executive bonus plan can help you, please talk to a Modern Woodmen representative.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

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Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

Term life insurance

Term life insurance

No one expects to have a fatal accident, get sick or die too soon, but what if? What if those who depend on your income no longer could? Term life insurance can be an affordable way to get the protection you need to keep your family, your business, and your hopes and dreams alive. With term life insurance, your beneficiaries receive income-tax free money if you die during the term period – without the delays and expense of probate.