About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
A female nurse taking care of a male patient at Modern Woodmen's tuberculosis camp in 1909.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Resource Hub

Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.

Visit Resource Hub
Life insurance at each life stage

Life-changing events

It’s important to reevaluate your insurance coverage every year or at every major, life-changing event. Learn why this matters so much.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

​What do I need to do to protect my business?

   

Article Hero Image
Business planning
Article Hero Image
Business planning

Your business reflects everything you stand for: your work ethic, abilities, knowledge and character. Customers respect your knowledge and ability and trust you to treat them fairly. Key employees stay because they have confidence in your ability to grow your business. Your family and your employees’ families feel secure with you at the helm.

That’s why business continuation planning is essential. You need to prepare in advance for the sale or transfer of your business interests in the event of premature death, disability, retirement, divorce or bankruptcy.

Buy-sell planning can help. The primary purpose of buy-sell planning is to determine:

  • Who will purchase your share of the business.
  • The price and terms of payment for that share.
  • The value of the business for federal tax purposes.
  • How the transfer of your business interests will be funded.
  • In the case of death, how to carry out the transfer while ensuring that taxes, debts and other settlement costs don’t put the business (or your family’s financial stability) in jeopardy.

Without this important planning, everything you’ve worked so hard to build – including your family’s future financial security – could be at risk.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

Headshot of Representative Cameron Smith
Cameron Cameron
Phone: 000-000-0000
Get started
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Additional products and services

Talk to a representative to see what's best for you.

Universal life insurance
Product

Universal life insurance

Universal life insurance is a kind of permanent life insurance coverage that provides flexible protection and cash accumulation that you can adjust as your needs change.