Are you self-employed or a small-business owner looking for a retirement plan that's easy to administer and will allow employees to maximize their contributions? Two popular solutions for self-employed business owners are SEP and SIMPLE IRA plans.
SEP and SIMPLE IRA plans don't require you to file paperwork with the IRS or the Department of Labor. They also don't require the complicated plan testing found with 401(k) plans.
A SIMPLE IRA is an excellent choice for small-business owners. Employer contributions are tax-deductible, while your employees may also make pretax salary reduction contributions. A SIMPLE IRA will generally allow for larger contributions when a self-employed individual has lower wages from his/her business. It is also easy to establish and maintain.
A SEP-IRA is ideal for self-employed and small-business owners who want to offer a retirement package without assuming the requirements of more complex plans. A SEP-IRA will generally allow for larger contributions when a self-employed individual has higher wages from his/her business.
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MaxProvider® flexible premium deferred annuity
Modern Woodmen of America’s MaxProvider® is a safe way to accumulate retirement savings that can last your lifetime. This flexible premium deferred annuity helps reduce retirement planning uncertainty by eliminating the risk of market volatility and making sure your money is there when you need it – whenever that may be.

What's in the Box?℠
Members ages 25-40 can feel good about getting a surprise delivery twice a year. Each box supports the community in some way, while helping members become aware of a cause, learn something new and/or interact with family, friends or neighbors.