About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

​When Should I Start Taking Social Security?

Deciding when to take Social Security can feel overwhelming, but by considering various factors in your life, you can make the right choice for your retirement years.  

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Retirement distribution
Article Hero Image
Retirement distribution

There are many factors to consider when planning your retirement distribution strategy. These factors include:

  • Health.
  • Age.
  • Marital status.
  • Benefit amount.
  • Employment.
  • Longevity of other family members.
  • Other funds you have available to produce retirement income.

Remember, your Social Security benefits don’t have to start when you retire. You can start your Social Security retirement benefits as early as age 62 or as late as age 70. In fact, it may make sense to wait a few years.

Delaying the start of your Social Security benefits will result in a larger benefit for the rest of your life. It may also help provide a larger survivor’s benefit for your spouse.

A Modern Woodmen representative can help you determine how to bridge the income gap from when you retire to when you start receiving Social Security.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

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Cameron Cameron
Phone: 000-000-0000
Get started
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Additional products and services

Talk to a representative to see what's best for you.

​Brokerage accounts

​Brokerage accounts

Brokerage accounts allow you to invest in a wider array of securities products, including: Mutual funds, Stocks, Bonds, Exchange traded funds.