Without proper planning and management of market risk, risk factors including poor market performance can deplete your retirement savings during your retirement years. Negative rates of return in the early years of your retirement will also have a negative impact on your portfolio. It can impact your portfolio’s ability to meet your expectations for future income.
If you plan wisely, you may be in a better position to sustain your retirement income over your lifetime. A thorough retirement distribution plan can offer you protection. It can incorporate a retirement paycheck that's guaranteed to last as long as you live.
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Variable annuity
If you want to choose from a broad range of investment options and are willing to accept greater market risk in exchange for a potentially greater rate of return, Modern Woodmen's Variable Annuity may be right for you. It is a flexible, tax-deferred investment vehicle that allows you to actively manage your investments and adapts to your changing needs over time. The value of a variable annuity is determined by the performance of the investment options selected. Performance is not guaranteed.