About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
Image of a nurse caring for a tuberculosis patient.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
Couple meeting with a Financial Rep

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
Father daughter playing together

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

How much do I need to save?


Article Hero Image
Retirement planning
Article Hero Image
Retirement planning

Saving for retirement doesn’t have to be complicated. The key is to determine how much you’ll need in your retirement years. Then start saving.

Think about your future expenses, including where you plan to live, future medical expenses, hobbies and travel.

Next, think about any other possible future sources of income. Did you know the average Social Security benefit is less than $1,500 a month?* Will you have any pension payments, IRAs, 401(k), personal savings or part-time job income?

Other items to consider are those unexpected events. For example, there may be a parent or child who needs financial assistance or care. Consider costs of long-term care.

If you are already saving, keep going! An extra benefit of saving early is the power of compound interest. This means the interest earned on your contributions will also earn interest, and your retirement savings will grow more quickly over time.

If you haven’t started saving, start now. Time can either work for you or against you. The longer you wait to begin saving, the more you will have to save to meet your retirement goal. Once your plan is in place, sticking to your plan and systematically putting money aside is vital.

*2019 OASDI Trustees Report

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

Cameron Cameron
Phone: 000-000-0000
Get started
Find another representative

Additional products and services

Talk to a representative to see what's best for you.

​Single premium immediate annuity

​Single premium immediate annuity

Getting ready to retire? You face many risks, including increasing health care costs, the impact of inflation and market volatility. If you are like most, you feel the future of Social Security is uncertain and your employer most likely doesn’t offer a pension. The result? The largest risk you may face is the risk you will outlive your retirement savings.

Discount Programs
Fraternal program

Discount Programs

Member families can save money on electronics, pet supplies, entertainment and much more through our discount partnership with PerkSpot.