When Joseph Hamilton, a Modern Woodmen member from Fair Play, South Carolina, became a police officer, he understood the risks of his job. But it hit all too close to home when he read a statistic that most police officer deaths happen between ages 35 and 40 – a range Joseph had reached.
“I had some coverage, but I wanted to protect all that could happen,” says Joseph. “It’d be one less thing for my family to deal with if something happened to me.”
That’s when Joseph decided to get more life insurance through Modern Woodmen. He advises others to always err on the side of caution.
"It’s far better to have life insurance and not need it, than it is to need it and not have it,” he says. “Life is unpredictable. If you plan now, you can help control the situation later. Having insurance protects those closest to you.”
It’s far better to have life insurance and not need it, than it is to need it and not have it.
Additional products and services
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Whole life insurance
Whole life insurance helps protect your loved ones, providing tax-free money when you die, not just if you die during a specified time period. You can get peace of mind, knowing that your family is protected, and you can take advantage of cash value and other living benefits to help you plan ahead – no matter what life brings.
Fraternal Aid Fund
Members who experience financial hardship due to disasters, such as fires, floods, storms or serious health problems, can apply for financial assistance to cover their Modern Woodmen life insurance premiums for a limited time.