Protection
Protect against life's uncertainties
Protecting your future is the foundation of planning. No one expects to become seriously ill, have an accident or die too soon. Yet, these things can happen, often without warning. Modern Woodmen can provide you with solutions and financial guidance to help you along the way and help you protect against life’s uncertainties. While nothing can replace you, you can ensure your loved ones are protected and have financial security.
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Protection
Taking steps to protect yourself and your family is important. It's natural for you to have questions. Let us help you answer them.
Protection
Life Insurance: It’s Not Morbid, It’s Mindful
As a parent, life insurance may not be the most fun present you’ll give your kids. But it’s a building block that may benefit them for years to come. It brings peace of mind – no matter what tomorrow brings. Here’s five reasons to consider covering your kids.Learn more
Protection
4 considerations when choosing beneficiaries
It seems simple, but naming beneficiaries could be one of your most important planning steps. Here are four things to consider.Learn more
Protection
15 Questions to Discuss in the Pandemic
This is a crucial time to review your financial plan. Schedule a review with a Modern Woodmen representative (they’re equipped for virtual meetings), and prepare to discuss these important topics.Learn more
Protection
Don't Take the Bait on COVID-Related Scams
Against the backdrop of fear and anxiety related to COVID-19, con artists are working overtime to use the pandemic to their advantage.Learn more
Protection
Does Your Spouse Know Your Passwords?
An unexpected illness or death can become a technology nightmare for those left behind.Learn more
Protection
How to talk your kids out of cashing out
Many parents understand the temptation for young adults to cash out their permanent life insurance. Here are a few points to help start the conversation with your son or daughter.Learn more
Protection
Finance 101: Life Insurance
Buying life insurance is the right thing to do. We can help.Learn more
Protection
Finance 101: Life Insurance for Kids
Life insurance gives kids a financial head start in life. It may be uncomfortable to discuss, but it’s smart!Learn more
Protection
Women and Life Insurance: the Scary Truth
When it comes to life insurance, the majority of women are underinsured. Many don’t have coverage at all. And women need life insurance more than ever before, regardless of career choice or marital status.Learn more
Protection
Purchasing More Life Insurance
A guaranteed purchase option rider gives you the option to purchase additional life insurance coverage after major life events.Learn more
Protection
Time to Convert?
Term life insurance. Permanent life insurance. Which is right for you? Determining the right time to convert your term life insurance to permanent coverage is a little like deciding when to buy a house. There are advantages and disadvantages.Learn more
Protection
Life Insurance Needs Calculator
This calculator will help you determine your current life insurance needs.Learn more
Protection
Protect Against Life’s Uncertainties
Life insurance provides money when you need it most. It’s important to protect your loved ones in the event of your premature death.Learn more
Protection
Life Lessons
Kim knows all about hard lessons. When her husband died from an incurable brain tumor, she was unprepared. Here the Illinois member shares what this life experience taught her about money.Learn more
Protection
Just the two of us
In just four years, Victoria went from wife to widow and hopeful immigrant to stranger in a strange land. Here Victoria and her daughter, Veneece, share their inspiring tale of survival, strength and life after death.Learn more
Protection
Larger than Life
Approaching the second anniversary of her son’s death, Melissa Sargent shares her thoughts on life after unimaginable loss.Learn more
Protection
Newborns and New Perspectives
When Molly discovered she was pregnant with twins they weren’t too surprised by the news. The bigger surprise came when they found out the babies were starting twin-to-twin transfusion syndrome.Learn more
Protection
Mom's Last Gift
In her own words, Jodi shares how her she was able to honor her mom’s life by carrying out her final wishes.Learn more
Protection
My Father Was a Forester
Bjorn Sangder became a Modern Woodmen member in the early 1900s. The life insurance he purchased provided financial protection and peace of mind. But his membership offered more than that.Learn more
Protection
A Day to Remember
Alesia and Branson were married 13 ½ years before a tragic accident cut Branson’s life short. Here, Alesia reflects on how Modern Woodmen supported her after his passing.Learn more
Protection
Peace of Mind for New Parents
The Grill family knows that sometimes the unexpected happens. When their twins were born prematurely, they turned to Modern Woodmen and the Newborn Benefit for help.Learn more
Protection
Dreams Derailed
Susan and her husband had dreams for retirement. But that all changed when he passed away unexpectedly. Without life insurance, she struggled financially. But there was a light in the darkness.Learn more
Protection
A Family Tradition
Brian and Jennifer believe in what life insurance can do for them and their family. And they are passing that belief on to their daughter.Learn more
Protection
For the Love of the Team
After her husband’s passing, Angel didn’t know how she would handle her family's finances. But thanks to the life insurance he left behind, she was able to find support.Learn more
Protection
In a Flash
After a major car accident, Christy realized the importance of life insurance. She knew it would support her family, even after she’s gone.Learn more
Protection
Promises Made, Promises Kept
W. Kenny Massey, retired president, and CEO of Modern Woodmen of America lost his father at an early age. Because of his experience, he believes in the promises Modern Woodmen makes to members.Learn more