About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
A female nurse taking care of a male patient at Modern Woodmen's tuberculosis camp in 1909.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
Couple meeting with a Financial Rep

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Resource Hub

Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.

Visit Resource Hub
Life insurance at each life stage

Life-changing events

It’s important to reevaluate your insurance coverage every year or at every major, life-changing event. Learn why this matters so much.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Modern Woodmen of America Planning for Life Graphic with Protection Section expanded

Protection

Protect against life's uncertainties

Protecting your future is the foundation of planning. No one expects to become seriously ill, have an accident or die too soon. Yet, these things can happen, often without warning. Modern Woodmen can provide you with solutions and financial guidance to help you along the way and help you protect against life’s uncertainties. While nothing can replace you, you can ensure your loved ones are protected and have financial security.

Filter Planning Content

Modern Woodmen of America Planning for Life Graphic with Protection Section Expanded Protection

Taking steps to protect yourself and your family is important. It's natural for you to have questions. Let us help you answer them.

Protection

Why Do Women Need Life Insurance?

When it comes to life insurance, many women are underinsured, and most don’t have coverage at all. Women need life insurance more than ever before, regardless of career choice or marital status.

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Type: Article

Protection

Life Insurance: It’s Not Morbid, It’s Mindful

As a parent, life insurance may not be the most fun present you’ll give your kids. But it’s a building block that may benefit them for years to come. It brings peace of mind – no matter what tomorrow brings. Here’s five reasons to consider covering your kids.

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Type: Article

Protection

4 considerations when choosing beneficiaries

It seems simple, but naming beneficiaries could be one of your most important planning steps. Here are four things to consider.

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Type: Article
Related Product: Whole life insurance

Protection

Does Your Spouse Know Your Passwords?

An unexpected illness or death can become a technology nightmare for those left behind.

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Type: Checklist

Protection

How to talk your kids out of cashing out

Many parents understand the temptation for young adults to cash out their permanent life insurance. Here are a few points to help start the conversation with your son or daughter.

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Type: Article

Protection

Finance 101: Life Insurance

Buying life insurance is the right thing to do. We can help.

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Type: Video
Related Product: Universal life insurance

Protection

Purchasing More Life Insurance

A guaranteed purchase option rider gives you the option to purchase additional life insurance coverage after major life events.

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Type: Article
Related Product: Whole life insurance

Protection

Time to Convert?

Term life insurance. Permanent life insurance. Which is right for you? Determining the right time to convert your term life insurance to permanent coverage is a little like deciding when to buy a house. There are advantages and disadvantages.

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Type: Article

Protection

Life Insurance Needs Calculator

This calculator will help you determine your current life insurance needs.

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Type: Calculator
Related Product: Whole life insurance

Protection

​​Protect Against Life’s Uncertainties

Life insurance provides money when you need it most. It’s important to protect your loved ones in the event of your premature death.

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Type: Article
Related Product: Universal life insurance

Protection

Adding Up To Subtract Worry

With each child the Vitaglianos add to their family, worries for their children’s welfare without one or both parents multiply. The couple eases worry with life insurance and Modern Woodmen's member programs.

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Type: Article

Protection

My Dad Died Without Life Insurance

In her own words, Nicole shares how a personal experience led to a strong belief in life insurance.

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Type: Member story
Related Product: Term life insurance

Protection

Marley and Me

Roberta became Marley’s guardian after her daughter’s accident left Marley an orphan at 4 years old. Today, they’re looking towards a bright future thanks to Modern Woodmen’s Orphan Support Benefit.

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Type: Member story

Protection

Life Lessons

Kim knows all about hard lessons. When her husband died from an incurable brain tumor, she was unprepared. Here the Illinois member shares what this life experience taught her about money.

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Type: Member story

Protection

Just the Two of Us

In just four years, Victoria went from wife to widow and hopeful immigrant to stranger in a strange land. Here Victoria and her daughter, Veneece, share their inspiring tale of survival, strength and life after death.

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Type: Member story
Related Product: Universal life insurance

Protection

Larger than Life

Approaching the second anniversary of her son’s death, Melissa Sargent shares her thoughts on life after unimaginable loss.

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Type: Member story
Related Product: Term life insurance

Protection

Newborns and New Perspectives

When Molly discovered she was pregnant with twins they weren’t too surprised by the news. The bigger surprise came when they found out the babies were starting twin-to-twin transfusion syndrome.

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Type: Member story

Protection

Mom's Last Gift

In her own words, Jodi shares how her she was able to honor her mom’s life by carrying out her final wishes.

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Type: Member story
Related Product: Whole life insurance

Protection

My Father Was a Forester

Bjorn Sangder became a Modern Woodmen member in the early 1900s. The life insurance he purchased provided financial protection and peace of mind. But his membership offered more than that.

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Type: Member story

Protection

A Day to Remember

Alesia and Branson were married 13 ½ years before a tragic accident cut Branson’s life short. Here, Alesia reflects on how Modern Woodmen supported her after his passing.

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Type: Member story

Protection

A Family Tradition

Brian and Jennifer believe in what life insurance can do for them and their family. And they are passing that belief on to their daughter.

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Type: Member story

Protection

For the Love of the Team

After her husband’s passing, Angel didn’t know how she would handle her family's finances. But thanks to the life insurance he left behind, she was able to find support.

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Type: Member story

Protection

In a Flash

After a major car accident, Christy realized the importance of life insurance. She knew it would support her family, even after she’s gone.

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Type: Member story

Protection

​Promises Made, Promises Kept

W. Kenny Massey, retired president, and CEO of Modern Woodmen of America lost his father at an early age. Because of his experience, he believes in the promises Modern Woodmen makes to members.

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Type: Video

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