About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Distilling the Facts

How Modern Woodmen helps member-owned businesses

Dry Land Distillers, Longmont, Colorado

Owned by: Member Nels Wroe, Aaron Main and Marc Statts

Why they do it: Avid home brewers, Nels and Aaron tried distilling when they learned craft distillers weren’t making spirits with grain native to Colorado. When Nels found out the native wheat of southwestern America had never been malted, he built a home kiln with his daughter’s old toy chest. It worked, and he cajoled Troubadour Maltings, Ft. Collins, into malting 4,000 pounds.

“This was key to helping recover the grain from extinction,” Nels says. Thrilled with the results, he and Aaron soon bought a small still on Craigslist. “When our first test batches came back, we knew we had to do this.”

Marc joined the partnership after retiring from the U.S. Army.

What they’re known for: Creating spirits that authentically represent Colorado and the American West, including original spirits distilled from prickly pear cactus.

Community impact:Dry Land Distillers is special for the community because it’s all Colorado-based,” says their Modern Woodmen representative, Quinston Daugherty. “From the ingredients they use to who they hire and how they produce their products. And they give back in many ways.”

When the pandemic hit, Dry Land and other distillers partnered with the Longmont Community Foundation to produce handcrafted hand sanitizers and distribute them to emergency services workers. The local Modern Woodmen chapter supported their efforts through the COVID-19 Relief Program.

Financial protection: Nels relies on Quinston for advice.

“He was a great guide to help us put protection in place,” Nels says. “Q talked with us about our goals and priorities and helped us build a plan to get there.”

Quinston is glad to do so for all the small-business owners he works with.

“I listen to what their needs are and go from there,” he explains. “It’s not a one-size-fits-all approach.”

Modern Woodmen representatives across the country are here to help small-business owners in all areas of their financial lives, such as:

  • Retirement savings plans through SEP and SIMPLE IRAs.
  • Employee benefit plans to help small-business owners attract and retain employees.
  • Buy-sell agreements that use life insurance to provide the money needed to buy out a deceased business owner’s share of a business. These plans provide the right person the money to buy the business and give the deceased owner’s family a fair price for selling their share of the business.
  • Key person life insurance to cover costs while hiring to cover the services of a deceased key employee.
  • Individual life insurance to protect owners and their loved ones.


Quinston Daugherty
Financial Representative

"I listen to what their needs are and go from there. It’s not a one-size-fits-all approach."

Additional products and services

Talk to a representative to see what's best for you.

Term life insurance

Term life insurance

No one expects to have a fatal accident, get sick or die too soon, but what if? What if those who depend on your income no longer could? Term life insurance can be an affordable way to get the protection you need to keep your family, your business, and your hopes and dreams alive. With term life insurance, your beneficiaries receive income-tax free money if you die during the term period – without the delays and expense of probate.

Fraternal program


These local groups of Modern Woodmen members come together regularly for social, educational and volunteer activities. Chapter activities are experiences, not sales events, and are open to members of all ages. Members 55 and older can also participate in Summit chapters – special groups targeted to the interests of this age group.