About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Fraternal Aid Fund

Keep your life insurance … even during financial hardship.

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In case of emergency

House fire. Flood. Storm damage. Medical emergency. When disaster strikes, resources get tight, but life insurance protection is crucial.

Modern Woodmen’s Fraternal Aid Fund could help. Members who suffer a financial hardship and find it difficult to keep their life insurance in force may qualify to have their premium payments covered for three months. Requests for this fraternal program are granted based on need and the inability to pay premiums.

If approved, Modern Woodmen will apply Fraternal Aid to all life certificates owned and paid for by the member and/or the member’s spouse.

Do I qualify?

  • All members who own Modern Woodmen life insurance can apply.
  • You must provide proof of financial hardship with your application.
  • The financial hardship must be caused by an illness, injury, accident, fire or natural disaster.
  • Financial hardships caused solely by unemployment or a change in employment status don’t qualify.

How to apply

  • Download, print and complete one of these Fraternal Aid Fund application forms.
  • Provide supporting documents that show out-of-pocket expenses you have incurred as a result of the disaster, accident or illness. Examples include medical or hospital bills, prescription receipts or bills for other related expenses. Please provide enough documentation to substantiate financial hardship.
  • Submit your application and supporting documents to Modern Woodmen’s Fraternal Department within 12 months of the incident causing the hardship.

Members can apply for the program a second time within a five-year period by completing one of the above applications or the Fraternal Aid Fund extension application. You must provide supporting documents that show the out-of-pocket expenses you have incurred since the last time Fraternal Aid was granted. Please provide enough documentation to substantiate financial hardship.

Subject to change, fraternal member programs are not part of the contract and may have specific eligibility requirements. Some programs are not available to all members. Log in to your online member account for complete details.


Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

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Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

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Cameron Cameron
Phone: 000-000-0000
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